Protecting your family

Life Insurance provides peace of mind and protection for your family in case the worst was to happen. Your Financial Adviser will discuss the importance of having Life Insurance in place especially if you have a mortgage
that will continue to need paying.

What is Life insurance?

Most of us have our phones, cars, holidays, buildings, contents and pets insured but why are we always so quick to overlook insuring ourselves?

It isn't nice to think about but we won't be here forever and what would happen to your family and loved ones if you were not here to support them financially or emotionally?

By having a Life Insurance policy it means your loved ones will receive a lump sum of cash upon your death.

You can choose the amount the policy will pay out and you even choose the length of time you are covered for and how much you wish to pay each month towards the policy.

Why do people take out Life Insurance?

The answer to this is simple - peace of mind. Not only for you but also for your loved ones.

Funeral
Expenses

Children's
Education

Repaying
a Mortgage

Income
replacement

Sum insured

Funeral
Expenses

Children's
Education

Repaying
a Mortgage

Income
replacement

Sum insured

What kinds of Life Insurance are available?

Level Term: A policy which pays a set amount upon your death. The pay out and your monthly premiums are arranged at the outset and will not change.

Decreasing Term: A policy where the amount of cover chosen reduces over time and therefore the pay-out made upon your death decreases. These types of policies are usually taken out alongside a mortgage, the mortgage balance reduces over the years as does the life cover.

How much is Life Insurance?

This is totally dependent upon each individual's health, lifestyle and personal preferences about the cash pay-out, the term, and the premiums Let's take a look at the 3 elements that calculate the cost

Protecting your future

Your Financial Adviser will discuss all of the ways in which you can protect your future from the unexpected whether it be from loss of income or diagnosis of a critical illness: Future proofing is the safest way of protecting your future and we are able to provide all the advice and guidance you need to plan ahead today to protect tomorrow.

Get in touch!

If you would like more information on any of our services, please
click the link below or reach us on 07496 322 110 or 07456 652 625